eClosings
eClosings involve using digital platforms and electronic signatures (eSignatures) to complete the mortgage closing process, rather than relying on physical documents and wet ink signatures.
Rate Title Leads the Way in Remote Online Notarization
For certain loan types in markets where this service is available, Rate Title Agency is an industry leader in remote online notarization (RON). Borrowers can electronically review, sign, and notarize closing documents from anywhere in the world via an eClose technology platform.
Our RON solution saves you and your clients time and frustration and can offer borrowers a superior closing experience with many benefits:
Transparent
Using our state-of-the-art eClose platform, borrowers review their loan documents prior to the closing. This level of transparency is not available for in-person closings where borrowers are often viewing their closing docs for the first time in the presence of their notary.
Flexible
Borrowers have added flexibility in the scheduling process as well as the closing itself, through eClose. They can determine when and where they’d like to close, streamlining the whole process!
Safe and Efficient
We select and trains notaries specifically for eClose transactions, allowing us to offer superior customer service and assistance to borrowers. eClosings eliminate the need for a notary to travel to a closing site and interact with your borrowers in person. We have our own in-house technology team to assist the borrowers throughout the eClose process.
Disclaimer:
Not eligible for all loan types, or investors. Eligible for purchase and refinance transactions. eClose for title services is available only in approved states and eligible counties that accept eRecording transactions. For a list of approved states and counties, visit our coverage page. Restrictions apply.
