Title Products and Services

Title searches, commitments, and title insurance policies with quick turn times.

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Transaction Types

Refinance

Efficient and transparent title services for subsequent lenders on refinance transaction. From search to disbursement, refinances are our bread-and-butter! We offer customized solutions and exceptional service for you and your clients.

Purchase

Our settlement professionals support you and your clients with proactive communication and personalized service to meet all requirements for your purchase transaction.

Home Equity

Rate Title provides speedy service to home equity originators and unmatched customer support for every aspect of your closing.

Closed-End Second Mortgage

We help you assist homeowners in reaching their financial goals through a closed-end second mortgage, whether for a major purchase or debt consolidation.

Lender’s Policy

Lender’s title insurance protects the lender from title defects such as fraudulent acts or prior liens that could prevent the mortgage from being valid and enforceable against the property. It also insures the lender is in a first-lien position in the event of a default or foreclosure. It helps ensure the mortgage will not be hampered by unknown encumbrances. But if some problems are uncovered during the lender’s title search, it could hinder the present owner’s ability to sell or the buyer’s ability to borrow.

Owner’s Policy

Owner’s title insurance protects the new buyer. After such a large investment, no one wants to discover after the transaction there are old or unpaid liens from the previous owner on the property, which would prevent the new buyer from selling the property cleanly down the line. If title defects are missed during the title search, title insurance provides financial protection for expenses related to the issue.

Policy Types

Search Products

Rate Title offers many search products to ensure clear and marketable title.

  • Property Searches
  • Nationwide Tract Searches
  • Covenant Restriction and Easement Searches
  • Historical Property Searches
  • Judgment and Lien Searches
  • Mortgage/Deed of Trust/Security Instrument Searches
  • Municipal Searches
  • Partition Searches
  • UCC Searches
  • Real Estate Tax Searches
  • Tideland Searches

We’re here to help.

Have questions about your title order or upcoming closing? Our dedicated customer support team is here to help. From basic questions to last minute closing emergencies, our team will ensure you get the answers you need when you need them.

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